Term life insurance protects your family and your budget.

Whether you’re a parent planning for a child’s education or a small business owner poised for growth, one thing is certain—there’s not much you can do to control the future. The good news is, there’s plenty you can do to prepare for it.   Believe it or not, life often follows a fairly predictable path. While there may be occasional detours along the way, we generally know what lies ahead. Marriage, children, homeownership and retirement are events most of us will share. How well we handle these events is often a matter of planning.   Take something as inevitable as death. We all know it’s coming—the only real question is when. If it comes too early, it could pose significant financial challenges for your family. That’s where term life insurance can help.

Term life insurance offers young families and those on a budget an affordable way to protect their future. Term life insurance provides quality, dependable coverage for a specific period of time. Depending on the amount of coverage you select, these policies can help make sure your family will have the money needed to keep a roof over their heads, pay for college, or simply meet all of their day-to-day responsibilities. And, as your financial circumstances change in the future, a term policy can often be upgraded to permanent life insurance, which can provide a lifetime of protection and peace of mind.

While we may not be able to predict every moment the future has in store, it makes sense to prepare for the ones we can. And with term life insurance, it may be more affordable than you realize.  This educational third-party article is being provided as a courtesy by Brian O’Malley Agent, New York Life Insurance Company. To learn more about the information or topics discussed, please contact Brian O’Malley at 508-616-4935 or  e-mail me.